Terms and Conditions

Last Updated: January 2025

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING MERZTIMES.COM AND ANY SUBDOMAINS, AFFILIATED WEBSITES, OR RELATED SERVICES (COLLECTIVELY, “THE SITE”). BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE, PLEASE DO NOT USE THE SITE.

1. Acceptance of Terms

By accessing, browsing, or otherwise using MerzTimes.com (the “Site”), including any subdomains, mobile applications, or related services, you agree to be bound by these Terms and Conditions and our Privacy Policy, Disclaimer, and Fact-Checking Policy (collectively, the “Policies”). These Terms govern your use of the Site and any content available through it. If you do not agree with any part of these Terms, you must immediately cease using the Site.

2. Changes to the Terms

We reserve the right to modify, update, or change these Terms at any time without prior notice. Any changes will be effective immediately upon posting on the Site, and your continued use of the Site constitutes your acceptance of the modified Terms. We recommend that you review these Terms periodically.

3. Use of the Site and Content

3.1. General Information Purposes

The content provided on the Site—including articles, opinions, and any other materials—is for general informational and entertainment purposes only. All content is provided “as is” without warranties of any kind, either express or implied, including (but not limited to) warranties of accuracy, completeness, fitness for a particular purpose, or non-infringement.

3.2. AI-Generated and Affiliate Content

A significant portion of the content on our Site is generated using artificial intelligence APIs, supplemented by manually curated affiliate product content and native content. The AI-generated content is intended to provide general overviews and insights, while affiliate and native content may include visible affiliate links or sponsored elements. You are responsible for independently verifying any important details, and our content should not be taken as professional advice.

3.3. External Links

Our articles may contain links to external websites for your convenience. These links do not signify our endorsement of such websites, and we are not responsible for the content or practices of these third-party sites. Your use of any external site is solely at your own risk.

4. Intellectual Property

4.1. Ownership

All content on the Site—including text, graphics, logos, images, audio clips, video clips, and software—is the property of MerzTimes.com or its content suppliers and is protected by applicable copyright and other intellectual property laws. You may not reproduce, modify, distribute, or otherwise use any content from the Site without our prior written consent, except as expressly permitted herein.

4.2. Limited License

We grant you a non-exclusive, non-transferable, revocable license to access and use the Site for personal, non-commercial purposes only. Any other use, including the reproduction, modification, distribution, transmission, republication, display, or performance of the content is strictly prohibited.

5. User Responsibilities

5.1. Compliance and Conduct

You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Site in any manner that violates any applicable law or regulation.
  • Attempt to gain unauthorized access to any portion of the Site or its systems.
  • Interfere with or disrupt the operation of the Site or the networks connected to it.
  • Use any automated means (e.g., bots, scrapers) to access or interact with the Site without our express prior written permission.

5.2. Accuracy and Verification

While we employ rigorous fact-checking processes and independent verification measures, you acknowledge that the Site’s content (including AI-generated and affiliate content) is provided for general informational purposes only. You are solely responsible for verifying any information before relying on it for financial, legal, medical, or other decisions.

6. Disclaimers and Limitation of Liability

6.1. “As Is” Basis

The Site and all information, products, and services provided on or through the Site are provided on an “as is” and “as available” basis. We expressly disclaim all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

6.2. No Liability

Under no circumstances shall MerzTimes.com, its affiliates, directors, employees, or agents be liable for:

  • Any direct, indirect, incidental, special, consequential, or punitive damages, including without limitation, damages for loss of profits, goodwill, use, data, or other intangible losses, arising out of or related to your use of the Site.
  • Any errors, omissions, or inaccuracies in the content.
  • Any loss or damage of any kind incurred as a result of your reliance on any content, whether based on warranty, contract, tort, or any other legal theory.
  • Any financial loss, effort, or other harm resulting from the use of, or inability to use, the Site or its content.

6.3. External Content and Third-Party Services

We are not liable for any content provided by third parties, including external websites, affiliates, or advertising networks. Any reliance you place on such content is strictly at your own risk.

7. Indemnification

You agree to indemnify, defend, and hold harmless MerzTimes.com, its subsidiaries, affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with your access to or use of the Site, your violation of these Terms, or your infringement of any intellectual property or other rights of any third party.

8. Governing Law and Jurisdiction

These Terms and your use of the Site shall be governed by and construed in accordance with the laws of the jurisdiction in which MerzTimes.com is primarily operated, without regard to its conflict of law provisions. You agree that any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in that jurisdiction. This includes compliance with applicable laws in the USA, India, the UK, Canada, and other global regions.

9. Subdomains and Affiliate Sites

All subdomains and affiliated sites operated by MerzTimes.com are governed by these Terms. Any breach of these Terms on any subdomain or affiliated site will be treated as a breach of the main Site, and we reserve the right to take appropriate legal action.

10. Termination

We reserve the right to terminate or suspend your access to the Site, in whole or in part, at our sole discretion and without notice, for conduct that we believe violates these Terms or is harmful to other users, our business, or third parties.

11. Entire Agreement

These Terms constitute the entire agreement between you and MerzTimes.com regarding your use of the Site and supersede any prior agreements or understandings regarding your use of the Site. If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

12. Contact Information

If you have any questions, concerns, or suggestions about these Terms and Conditions, please contact us at:
Email: support@merztimes.com

13. User Accounts, Login, and Data Collection

13.1. Account Creation and Access

  • Registration:
    To access certain features of the Site (such as personalized content, commenting, or newsletter subscriptions), you may be required to create an account. When you register, you agree to provide accurate, current, and complete information as prompted by the registration form. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
  • Login/Logout:
    When you log in to your account, you consent to our collection of technical and usage data (such as IP addresses, device information, and login timestamps) as described in our Privacy Policy. Logging out of your account does not remove this collected information.

13.2. Data Collection and Usage

  • Personal Information:
    When you create an account or log in, we collect and store information you provide (e.g., your name, email address, and other details necessary for account management). This information is used to manage your account, enhance your user experience, and provide personalized content.
  • Usage Data:
    In addition to the personal information you provide, we automatically collect data about your use of the Site during your session, including login times, pages visited, and interactions with our content. This usage data is collected to help us improve the Site, monitor performance, and ensure security.
  • Compliance and Privacy:
    All data collected through your account creation, login, and usage is subject to our Privacy Policy. By using the Site, you acknowledge and consent to this data collection for the purposes described. We comply with applicable legal regulations in the USA, India, the UK, Canada, and globally in handling and processing your data.

13.3. Security and Responsibility

  • Account Security:
    You are solely responsible for safeguarding your account credentials. We recommend that you use strong, unique passwords and take appropriate steps to protect your account information. MerzTimes.com is not liable for any loss or damage arising from your failure to maintain the confidentiality of your login credentials or unauthorized access to your account.
  • Monitoring:
    We reserve the right to monitor account activity to ensure compliance with these Terms and to protect the security of the Site. In cases of suspected fraudulent or unauthorized activity, we may temporarily suspend or terminate your account without prior notice.

13.4. No Liability for Data Collection on Login/Logout

  • Data Collection Disclaimer:
    By logging in or out of your account, you acknowledge that the process of data collection is an integral part of how the Site functions. MerzTimes.com shall not be liable for any indirect, incidental, or consequential damages resulting from the collection, processing, or storage of your data in relation to account usage.
  • Third-Party Integrations:
    If you use third-party services through our login process (such as social media authentication), those services may collect information about your account activity. Please review their respective privacy policies as MerzTimes.com is not responsible for the data practices of these third parties.

By using MerzTimes.com, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions. Your continued access to and use of the Site constitutes your acceptance of these Terms, including any modifications made from time to time.

Read the Privacy Policy