Fact-Checking Policy

Truth Matters: Our Commitment to Fact-Checking at MerzTimes.com

At MerzTimes.com, curiosity meets credibility. We are passionate about delivering reliable information you can trust—and that all starts with rigorous fact-checking. Our dedicated team of journalists and editors upholds the highest standards of accuracy, transparency, and ethical reporting. Please review our comprehensive fact-checking process below.

Our Core Fact-Checking Principles

Unwavering Skepticism

We question everything. Our journalists approach every claim with a critical eye and challenge assumptions, ensuring that our reporting goes beyond surface-level information to uncover true insights.

Accuracy is King (and Queen)

Accuracy is at the heart of our reputation. Every piece of content is verified using credible sources, and we openly acknowledge uncertainties and avoid unfounded speculation. This commitment extends to all content—whether manually written or generated via advanced AI APIs.

Ethical Anchors

Our team champions ethical journalism. We never distort facts, context, or visual information, and plagiarism is strictly prohibited. These ethical anchors enable us to deliver honest and trustworthy content at all times.

Independent Verification

We do not take information at face value. Especially when claims originate from official sources or parties with potential conflicts of interest, we seek independent verification from reliable sources. If verification is not possible, we clearly indicate any uncertainties.

Standing by the Truth

We take full responsibility for the accuracy of our content. In the event that an error slips through our multi-layered review system, we promptly issue corrections across all platforms to maintain your trust.

Our Fact-Checking Process

A Team Effort

Our journalists are the backbone of our fact-checking process. They research, write, and verify every story using a multi-layered review system that adapts its level of scrutiny based on the complexity and sensitivity of the content.

Correction and Transparency Procedures

Even with our best efforts, mistakes may occur. Here’s how we address them:

Readers Can Help:

If you spot an error, please email us at support@merztimes.com with “Correction Needed” in the subject line. Include the specific error, the date or issue number (if applicable), the location of the error, your contact information, and any supporting details or sources.

We Investigate:

Upon receiving a correction request, we will investigate the claim using all available resources.

Transparency is Key:

If an error is confirmed, we will take immediate action to correct it across all platforms:

Print: Corrections will be published on the same article page.

Website: The online article will be updated with an editor’s note explaining the change.

Social Media: If the error appeared on our social channels, we will share a link to the corrected article and acknowledge the mistake.

Keeping You Informed:

Once corrected, we will communicate the steps taken to the reader who reported the error.

Additional Legal Disclosures & Global Compliance

In addition to our rigorous fact-checking standards, MerzTimes.com takes the following steps to protect our content and ensure legal compliance on a global scale:

AI-Generated and Affiliate Content

AI-Generated Content:

A substantial portion of our content is produced using AI APIs. While we employ professional oversight to ensure the accuracy and quality of AI-generated articles, these pieces should be regarded as general informational content. We encourage readers to verify important details independently and, when necessary, consult with a qualified professional.

Affiliate and Native Content:

Some content on our site includes affiliate links or is sponsored. These links are clearly visible and indicate that we may receive a commission if you make a purchase. Additionally, certain articles feature native content that is curated or promoted based on specific content models. All such content is subject to the same rigorous fact-checking procedures, though it is provided for general informational purposes only.

Legal Protection & Compliance

MerzTimes.com complies with all applicable legal regulations and industry best practices across the USA, India, the UK, Canada, and other jurisdictions worldwide. Our policies are designed to protect:

Our Content and Intellectual Property:

All content on MerzTimes.com—whether AI-generated, affiliate-based, or manually curated—is protected by copyright and other intellectual property laws. Unauthorized reproduction or distribution may result in legal action.

User Interests and Data:

We adhere to global data protection regulations (including GDPR, CCPA, and similar laws) to ensure that your interactions with our site are secure and your rights are respected.

Editorial Integrity:

We operate independently and responsibly, ensuring that our content meets high ethical standards. Despite our best efforts, we recommend that you independently verify critical information and seek professional advice where necessary.

Our Promise to You

MerzTimes.com is committed to providing accurate, transparent, and trustworthy content. Our rigorous fact-checking procedures, combined with our adherence to global legal standards, ensure that you receive reliable information. However, given the dynamic nature of both content creation (including AI-generated and affiliate materials) and global regulations, we advise you that important decisions based on our content should be cross-checked with other professional sources.

10. ClickBank Affiliate Offers & Verification Process

10.1 No Liability for ClickBank Product Claims

  • MerzTimes.com promotes ClickBank affiliate products in business, technology, and education based on automated product feeds, keywords, and high-gravity ratings.
  • We do not verify, fact-check, or guarantee the accuracy of product claims made by ClickBank vendors.
  • Any product reviews, success testimonials, or performance guarantees should be independently verified by users before purchasing.

10.2 Affiliate Product Disclosures & Transparency

  • Any articles, advertisements, or content promoting ClickBank offers will include clear disclosures that they are affiliate promotions.
  • Users should assume that any product links leading to ClickBank are affiliate links where we may earn a commission.
  • MerzTimes.com does not control the pricing, product availability, refund policies, or fulfillment of ClickBank offers.

10.3 No Responsibility for Earnings, Financial Success, or Investment Risks

  • Some ClickBank products may promote wealth-building strategies, business coaching, or passive income opportunities.
  • MerzTimes.com does not guarantee any level of financial success, earnings, or business growth from these offers.
  • Users must independently verify income claims, refund policies, and business models before purchasing or investing in ClickBank products.

11. ClickBank Health, Wellness & Supplement Products

11.1 No Medical Fact-Checking for ClickBank Health Products

  • ClickBank offers various health-related products, supplements, diet plans, and fitness programs.
  • MerzTimes.com does not verify the safety, effectiveness, or medical claims of these products.
  • Users should consult a healthcare professional before purchasing or using any ClickBank health or wellness product.

11.2 Regulatory & Legal Compliance for Health Products

  • Some ClickBank supplements and fitness products may not be FDA-approved or compliant with global health regulations (e.g., MHRA in the UK, Health Canada, FSSAI in India, TGA in Australia).
  • Users should check the product’s legal status in their country before purchasing.

11.3 No Responsibility for Side Effects, Allergic Reactions, or Health Risks

  • MerzTimes.com is not responsible for any medical issues, allergic reactions, or side effects caused by ClickBank health products.
  • Users must read ingredient lists, side effect warnings, and consult healthcare providers before using supplements.

12. Dispute Resolution for ClickBank-Related Claims

12.1 Handling of Refunds, Complaints & Legal Disputes

  • MerzTimes.com does not process refunds, chargebacks, or customer complaints for ClickBank products.
  • Any refund requests, billing issues, or legal disputes should be directed to ClickBank’s official customer support.
  • Users are responsible for reading ClickBank’s refund policy before purchasing.

12.2 Reporting Fraudulent or Misleading ClickBank Offers

  • If users encounter fraudulent, misleading, or non-compliant ClickBank products, they should report them directly to:
    • ClickBank Customer Support
    • The Federal Trade Commission (FTC) in the U.S.
    • The Consumer Protection Bureau in Canada
    • The Advertising Standards Authority (ASA) in the UK
    • The Competition and Markets Authority (CMA) in the UK
    • The Advertising Standards Council of India (ASCI)

13. ClickBank Compliance & Consumer Protection Measures

13.1 No Legal Liability for ClickBank Product Accuracy

  • MerzTimes.com does not fact-check, verify, or independently assess the accuracy of ClickBank product descriptions, claims, or promotional materials.
  • ClickBank vendors operate independently, and all product guarantees, refund policies, and statements are solely their responsibility.
  • Users must verify ClickBank product claims through independent sources before purchasing.

13.2 Consumer Protection & False Advertising Risks

  • Some ClickBank vendors may use high-pressure sales tactics, exaggerated claims, or misleading testimonials.
  • MerzTimes.com is not responsible for deceptive advertising, fake testimonials, or unrealistic product guarantees from ClickBank vendors.
  • Users are encouraged to report false advertising to ClickBank and regulatory agencies, including:
    • Federal Trade Commission (FTC) – USA
    • Advertising Standards Authority (ASA) – UK
    • Competition Bureau – Canada
    • Consumer Affairs Agencies – Australia, India, EU countries

13.3 High-Risk ClickBank Categories & User Responsibility

  • Some ClickBank product categories carry higher risks (e.g., cryptocurrency trading, forex, dropshipping, weight loss supplements, alternative medicine, and passive income schemes).
  • MerzTimes.com does not endorse high-risk ClickBank products and strongly recommends that users conduct their own due diligence.
  • Users should be aware that:
    • Investment & financial products do not guarantee profits and may result in losses.
    • Weight loss & health supplements are not medically verified and may have side effects.
    • Passive income products do not guarantee earnings and require effort, skill, and market factors.

14. Third-Party API Data & AI-Generated Content Risks

14.1 No Control Over AI & Automated ClickBank Data Feeds

  • MerzTimes.com integrates AI-generated content and third-party APIs to display ClickBank product recommendations.
  • Due to automation, some product details, prices, and descriptions may be outdated, incorrect, or misleading.
  • Users should visit the official ClickBank product page to confirm updated pricing, features, and policies.

14.2 No Responsibility for Third-Party API Errors or Data Breaches

  • If a third-party API (e.g., ClickBank, Amazon, advertising networks) malfunctions, misreports data, or exposes sensitive information, MerzTimes.com is not liable for any damages caused.
  • Users should review ClickBank’s privacy policy and terms of service before engaging with their products.

15. Legal Compliance, International Regulations & Tax Obligations

15.1 Tax Responsibility for ClickBank Purchases

  • Some ClickBank products may include VAT, GST, or sales taxes, depending on the buyer’s location.
  • Users are responsible for understanding their own tax obligations before purchasing ClickBank products.
  • MerzTimes.com is not responsible for any additional tax liabilities, import duties, or regional financial regulations related to ClickBank purchases.

15.2 Compliance with Global Consumer Protection Laws

  • MerzTimes.com adheres to international laws but cannot guarantee that ClickBank vendors comply with consumer rights laws worldwide.
  • Users purchasing from ClickBank should be aware of local regulations, such as:
    • GDPR (General Data Protection Regulation) – EU
    • CCPA (California Consumer Privacy Act) – USA
    • Consumer Protection Act – India
    • Competition and Consumer Act – Australia
    • Consumer Rights Act – UK

15.3 No Liability for Legal Disputes Against ClickBank Vendors

  • If a ClickBank vendor violates laws, refuses refunds, or misleads customers, MerzTimes.com will not be involved in legal claims against the vendor.
  • Users should file disputes directly with ClickBank or relevant legal authorities in their country.

If you have any questions or suggestions regarding our fact-checking or legal practices, please contact us at support@merztimes.com.

By using MerzTimes.com, you acknowledge that you have read, understood, and agreed to this Fact-Checking Policy and the additional legal disclosures herein. We appreciate your trust and are dedicated to maintaining the highest standards in all that we do.